Choosing the right insurance advisor for any type of insurance cover is the first and the most important step. A good advisor can help you to make the perfect and satisfying decision about the amount of coverage and type of insurance you need, and even explain the confusing industry jargon.
Nowadays, there are several ways to find trauma insurance advisors, including personal recommendations from lawyers, accountants and friends, and the most popular – online resources.
You must remember, not all trauma insurance offers the right kind of service. Some just provide you the policy and its benefits while others take pain to understand your requirements and then suggest the best policy.
You must choose a company that offers you to ‘speak to one of our qualified trauma insurance advisors’. The expert advisors work very hard to satisfy their valued clients, as they are rewarded for the amazing quality of guidance and advise they provide.
These key factors work brilliantly to help you choose the best trauma insurance advisor:
- Advisor should offer a financial profile
An experienced advisor offering trauma insurance cover should know your complete financial picture before recommending a perfect policy for you. He/she should be familiar about your income, risk factors and tax bracket.
They even need to know about your marital status and dependents. This information will be very useful and help him/her figure out the amount of trauma coverage you need.
- Advisor should do the required follow up
A good advisor should do a follow up periodically, in order to determine whether or not the product you purchased is good for you or needs to be modified in some way. Companies provide advisors who receive ongoing specialist training to ensure that they give accurate advice, outstanding customer service as well as timely follow up.
He/she should also provide you with necessary and regular updates on the status of your policy, in terms of declaration of bonus, premium payments and any other inputs which you might need or would like to know about.
- Advisor should be licensed
It is very important to ensure that your advisor is licensed by the insurance department in your city. In addition to this, you can even seek out advisors who have one or more professional financial service designations which are used or helpful in this industry.
- Does he have the knowledge of all the formalities which are to be filled towards claim?
An advisor plays an important role when a claim arises, as he is the only contact point between the insurer and the policy holder. Therefore, he/she should have clear and a proper understanding of all kinds of formalities at the time of the claim.