How To Handle DCBL Debt Collectors And Their Legal Actions

Debt Collection Bailiffs Limited a debt collection and enforcement agency that goes by the household name DCBL is a giant in the UK in anything that pertains to debt recovery. This company has grown to a height that amazes me. With their efficient working process, they have been able to achieve things that no one expected would work out. 

Irrespective of the fact that recovering debt can be very difficult, they have been to keep their heads above the water and swim past storms of the sea filled with debts and come out the best. Although all these are what I think of them as an individual.

DCBL debt collector Limited was established in the year 2001. And presently, they have 5 different offices widely spread across the major regions in the UK, where they carry out high court enforcement, debt recovery, and security services. When it comes to debt collection, they aren’t limited to a particular debt. They help to cover both commercial and consumer debts and this service runs internationally.

Also, I was able to find out that they have all the accreditations that a competent debt recovery agency needs. Just recently, they even bagged themselves another prestigious award as the best legal service supplier.

How does DCBL recover debts? 

As a debtor who is indebted to a particular creditor, the first thing I will be getting from DCBL is a Notice Of Enforcement. This notice gives me 7 clear days(doesn’t include holidays or Sundays) to either settle the debt or arrange a meet-up where I will be able to lais with them as regards how the payment will be made in installment.

If I fail to respond, I will be getting my first visit from High Court Enforcement Officers. During their visit, I will be asked how I intend settling my debts and given several payments options which include installment payment.

To easier further guarantee that I will keep my part of the bargain, I will be asked to sign a Controlled Goods Agreement. A document that allows me to keep off my collateral but if I default on the payment,  I will lose it.

What do I do when DCBL begins to come after me?

The best thing I will prefer to do in this kind of situation is to find a way to reach an agreement when the high court officers come for their first visit. This will not only save me a whole lot of troubles but also an additional cost of 10% for making the recovery process rather too difficult.

If this goes beyond what an agreement can handle, I can also file a “stay of execution” in the court to prevent further damage. Although this can cost some amount of money. 

Having done all the necessary research, I concluded that DCBL advice is indeed a Competent debt recovery and enforcement agency. Highly experienced, they are the best in the UK.